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Will RV Insurance Help You If You Live in the RV?

Living in an RV is a common option for many retired people or those looking for a lower-cost and mobile living environment. At VIP Insured, we can help Bellevue, WA residents like you understand how your RV insurance policy can protect you and what options are available for full-time RV owners.

What RV Insurance Covers

RV insurance is unique because it can work like vehicle and home policies. That’s because an RV can be used as a vehicle and has many of the same concerns that may affect a car, truck, or van. However, it is also a potential home and has many living amenities for people using it for camping.

For example, it can provide liability protection against injuries caused in a crash or by an RV’s malfunctioning. It may also protect you against lawsuits from people who get hurt inside your RV. But what about if you live inside the RV permanently? You may get some protection for that, too.

Full-Timer’s Insurance

If you live in your RV as a permanent home and have no other residence, you may purchase what insurance companies call a full-timer policy. This insurance coverage works like a homeowner’s policy and will give you all the protection you would get with that coverage.

This option is a wise choice for people who decide to make an RV their permanent home. You can even add to the policy as you would a normal homeowner’s policy. For instance, you can add extra liability protection or umbrella policies to protect yourself from serious risks.

Let Us Help You

At VIP Insured, our team of experts fully understand RV insurance and the different options available to you. By working with us, you can get the Bellevue, WA protection that makes the most sense for your needs.

Who should get RV insurance in Washington?

People in the Bellevue, WA area are well aware of the natural beauty and variety of parks that surround this area of the state. Due to this, finding a way to explore and enjoy all that this part of Washington has to offer is quite important. As you are looking for a way to maximize your experience in this part of the state, investing in an RV can be a great option. Along with an RV, you should get an RV insurance plan. This coverage is needed for several reasons.

Protect RV 

A key reason that you should have an RV insurance plan in this area is so you can protect your RV. If you are going to invest in an RV, you will want to enjoy it and have access to it for a long time. If you insure it properly, you will get coverage to offset the risks associated with theft or accident damage, which will allow you to continue to enjoy your RV for years to come.

Liability Protection

You should also have RV insurance for the liability protection benefits. RV owners take on unique liability risks which include the risk that you could cause an accident or someone is hurt while visiting you when not on the road. A full RV plan will protect against all of these concerns. 

Those that are in the Bellevue, WA area and are RV owners should always invest in an RV insurance plan. As you are looking for a policy in this part of the state, speaking with VIP Insured is a good option. There are plenty of choices to make when looking for this coverage. The team with VIP Insured can help you properly assess your options and choose a new insurance plan. This will ensure you remain properly covered at all times. 

  • Allied
  • Assurant
  • Chubb
  • Dairyland
  • Direct Auto Home
  • Encompass
  • MetLife
  • Metromile
  • Mutual of Enumclaw
  • National General
  • Nationwide
  • Progressive
  • QBE
  • Safeco
  • Travelers

Servicing States

  • Washington
  • Arizona
  • Florida

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!

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