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Does Home Insurance Cover Valuables in Your House?

Staying Protected With Homeowners Insurance

Your homeowner’s insurance covers a variety of factors that include structural damage, liability protection, and some personal belonging coverage. Typically, items like furniture, clothing and some other valuables are included in your homeowner’s policy. However, more expensive items such as jewelry or other high-dollar items may require additional coverage. Luckily, there are some simple ways to ensure your most valuable possessions are covered from loss and damage.

The team at VIP Insured of Bellevue, WA can walk you through your homeowner’s insurance policy so you know what it covers. Keeping your valuables protected is important and having the right coverage will ensure you can rest with peace of mind.

Protecting Your Valuables

Unforeseen events such as fires or thefts can leave you at a loss when it comes to your valuables. Without adequate coverage, you may face hard financial losses that can be emotionally challenging. There are ways to protect your most valuable items beyond standard homeowners insurance. Additional personal property insurance can be purchased to mitigate costs of replacement in the event of an accident or theft. Another way to protect your valuables is to raise the liability limit on your homeowner’s policy. Aside from these measures, purchasing safes and other forms of security are ways to reduce theft and loss of valuables. Speaking with a qualified insurance agent will help you define what your specific needs are.

Professional Insurance in Bellevue

Contact VIP Insured of Bellevue, WA to speak with one of our knowledgeable agents to discuss homeowners insurance quotes. We have helped countless individuals understand what their homeowner’s insurance covers, and what it doesn’t. Our team looks forward to helping you find the best rates and policies available.

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