Motorcycle Insurance

You can count on dependable motorcycle coverage from us here at VIP Insured. Protecting your bike is mandatory in most states. You must show proof of insurance at all times in order to avoid fines and hefty fees that can cost you a ton. There are optional coverage options you can choose from depending on your own personal needs. Do yourself a favor and secure your investment so you can save yourself some money if you ever need repairs or a possible replacement on your motorcycle.

Motorcycle Insurance Requirements

Most states, it is required that you show proof of insurance. If you are ever stopped by law enforcement, you must show them your insurance proof or you can end up with a traffic violation. The state also requires that you obtain at least the liability minimum insurance for your motorcycle. They are as follows:

$25,000 in coverage for injuries to another individual
$50,000 in coverage for injuries to all others
$10,000 in coverage for property damage to another individual

Motorcycle Insurance Coverage

Here are some recommended coverage options you can add to your motorcycle insurance policy:

Collision- Takes care of damages to your bike as a result of an accident with another motorist, building, or tree.
Comprehensive- Takes care of damages to your bike that are not caused by an accident with another motorist. This includes flooding, theft, and even vandalism.
Uninsured/underinsured- If you are ever involved in an accident with another motorist who does not have any insurance or enough insurance, this policy will cover you if they are at fault.
Medical payments- Medical expenses are covered under this policy resulting from injuries due to an accident.
Towing- Towing, and labor will reimburse you for expenses if your motorcycle were to break down or if you are involved in an accident.