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Tacoma, WA 98405

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Umbrella Insurance in Washington

Purchasing an umbrella insurance policy in Washington provides an additional insulation layer beyond your auto and homeowner insurance policies. Having an umbrella insurance cover protects you against injuries, property damage, and some lawsuits, thus inculcating peace of mind knowing that you are fully protected if any incertitude’s strike.

It's imperative to understand that umbrella insurance comes into play if you have exhausted other coverages like standard homeowner’s insurance, watercraft insurance, and auto insurance. Many residents in Tacoma, WA become stressed when uncertainties strike, depleting their home and auto insurance policies forcing them to pay hundreds of dollars out of pocket. When entangled in this impasse, worry not because VIP Insured agents in Washington are here to help! Visit us today in our VIP Insured offices and obtain spectacular umbrella insurance, which will financially cushion you when you deplete your primary policies.

What does the umbrella insurance cover?

Apart from covering you from costly claims and prevailing lawsuits, umbrella insurance extends coverage in the following instances:

Injury to Reputation (slander, defamation, and libel)

In case you injure someone's Reputation, whether face to face or over social media platforms, you could be sued. Umbrella insurance will provide cover when you lose these lawsuits.

Bodily injury

IF your dog bites someone or your neighbor's kid break his /her home on your trampoline umbrella, the insurance policy will pay for lawsuits and medical bills exceeding your home insurance limits.

Property Damages

In case you are involved in an accident, and the resulting damages exceed liability on your auto insurance, umbrella insurance comes in and covers the rest of the costs. It can also protect your rented equipment after a given loss.

Court cost

Umbrella insurance policy will provide your lawyer legal fees if you have to defend yourself in a court of law for a given lawsuit.

Umbrella insurance does not cover the following perils.

  • Criminal or intentional actions
  • Contract whether written or oral
  • Business losses
  • Flood damage

Are you a resident of Tacoma, WA in Washington and ready to obtain a spectacular umbrella insurance policy? Feel free to call us or visit our VIP Insured offices, for more information!

  • Allied
  • Assurant
  • Chubb
  • Dairyland
  • Direct Auto Home
  • Encompass
  • MetLife
  • Metromile
  • Mutual of Enumclaw
  • National General
  • Nationwide
  • Progressive
  • QBE
  • Safeco
  • Travelers

Servicing States

  • Washington

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!

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