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Do you always need motorcycle insurance in Washington?

In the Bellevue, WA area, the nice weather can make it a great place to own a motorcycle for most of the year. When you own one, you will have an efficient mode of transportation that is also fun to operate while enjoying the natural surroundings. As you are looking for a new motorcycle here, you should also get a motorcycle insurance plan. This coverage is typically needed for a few reasons. 

Lenders require coverage

The cost of a motorcycle can be significant, and some people may finance the purchase using a loan. If you take out a loan, your bank will want you to carry insurance until the loan is repaid. This will usually include requiring you to have a motorcycle insurance plan with collision and comprehensive coverage. This way, the asset will be protected if it is stolen or damaged in an accident. 

Coverage is a State Requirement

If you intend to use your motorcycle on a public road in Washington, you will also need to retain coverage to ensure that you can stay in compliance with state laws. Any motorcycle owner in Washington will have to carry liability insurance at all times. This coverage is helpful as it ensures you have support to pay for damages if you cause an accident. If you do not carry this insurance, you could face penalization.

Those that would like to get a motorcycle insurance plan here should speak with VIP Insured. The team with VIP Insured continues to help people all over the Bellevue, WA area with their insurance needs. They can help you assess your situation and give the guidance you need to choose a plan. This will help ensure that you stay in compliance with your insurance requirements and are properly protected. 

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