Even if you’ve been riding motorcycles for years, you’re not exempt from the risk of accidents. Whether you ride in the city or on the highway, you need the protection that motorcycle insurance can provide! At VIP Insured in Bellevue, WA, we offer quality motorcycle coverage at affordable costs.
Required Motorcycle Coverage
Like many states, Washington has minimum motorcycle insurance requirements. Riders are required to carry personal injury and property damage liability coverage. This coverage protects others in accidents you cause. If you’re liable for an accident that sends others to the hospital, liability insurance helps pay for their medical costs. Liability property coverage pays for repairs to their vehicle. If you’re sued for damages, liability insurance helps cover your legal costs.
Protection Against Financial Loss
Motorcycle insurance can also protect your assets by covering your injuries and damage to your bike in an accident. Through collision and comprehensive coverage, your bike is protected against theft, vandalism, fire, weather events and damage from accidents. Otherwise, you’d have to pay for the cost of repairing or replacing your bike on your own.
Medical payment coverage helps pay for any injuries you sustain in an accident, regardless of who was at fault. If you’re hit by a driver with insufficient insurance to cover your damages, uninsured motorist coverage will help cover your injuries and motorcycle repair costs.
Better Safe Than Sorry
Motorcycle riding can be risky as you’re exposed to the elements and at peril of getting hit by other drivers. There’s also a greater chance of getting seriously hurt in the event of an accident. Motorcycle insurance doesn’t reduce those risks, but it does provide financial support to help you recuperate your losses.
Schedule A Consultation Today!
To learn more about our motorcycle insurance policies and costs, contact VIP Insured in Bellevue, WA.