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Motorcycle Upgrades That Could Affect Your Insurance Policy

You could make several upgrades to your motorcycle, which might require increasing your insurance coverage type and amount. When you’re ready to modify your motorcycle policy, contact one of our Bellevue, WA, agents.

Chrome

Chrome body parts, tailpipes, and other motorcycle pieces can significantly enhance your motorcycle’s aesthetics and function, which can, in turn, increase its value. If you decide to add new chrome to your motorcycle, be sure to document the parts you purchase. This will help you determine the amount of additional coverage you need to add to your existing insurance policy.

Lights

New lights can enhance your motorcycle’s safety and increase its value. Once the new lights are installed, document the upgrades and seek additional coverage to protect the new materials.

Anti-Theft Devices

Investing in anti-theft devices can lower your liability risk. Once you have installed new anti-theft equipment, your motorcycle is less likely to be stolen or vandalized. GPS systems, alarms, and locks are among the anti-theft devices that could impact the insurance coverage type you need.

Mechanical Parts

New mechanical parts installed on your motorcycle can extend its lifespan, add value to your ride, and enhance your safety while riding. Document all mechanical parts installed by your mechanic.

Reach out to VIP Insured

Contact one of our VIP Insured agents to review your chosen upgrades. After the discussion, they can change your insurance policy to ensure it provides the proper coverage.


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