Auto Insurance

Shopping for Auto Insurance

Auto insurance is needed no matter what state you live in. It serves the exact same purpose no matter where you go. It serves to protect you in the event of an accident, whether another car is involved, or another object. It is important to not just have auto insurance but to have sufficient auto insurance. The more protection you have, the better it serves you in the future. We can help you here at VIP Insured, choose the best policy that fits your needs.

Auto Insurance Requirements

Most states require having met at least the minimum insurance requirements in order to drive. You will at least need to obtain liability coverage to drive in the state of Washington. You should acquire at least:

Bodily injury coverage of at least $25,000 for one person
Bodily injury coverage of at least $50,000 for more than 2 people
Property damage coverage of at least $10,000 for any accident

Recommended Coverage

While these coverage options are not required, they are highly recommended:

Uninsured/underinsured motorist coverage - This will cover your medical expenses if you are involved in an accident with another motorist who does not have any insurance or who does not possess enough liability insurance.
Collision - This will help cover the costs of repairs to your vehicle or the costs of replacement if your vehicle has been damaged in an accident.
Comprehensive - This will cover your expenses for replacement or repairs if your vehicles have been damaged by storms or has been stolen.
PIP - This option can cover you and your passengers if you are hurt in an accident. This can cover your medical expenses relating to an accident.